Rates
The Fixed Index Account current interest rate is set at the beginning of each Contract Year and will be at least equal to the GMIR. Any purchases made in the first year will have the current interest rate, in effect at that time, applied to the purchase payment.
Includes information on the Guaranteed Interest Rate as applicable. If the contract's GMIR exceeds the Fixed Index Account Current Interest Rate, the GMIR will prevail.
| Effective Date: 12/23/2024 | Empty th for screen readers | Empty th for screen readers |
|---|---|---|
| Premium Bonus | 20.00% | |
| Rider Charge1 | 0.95% | |
| Index Accounts with Caps | 1-yr Cap | |
| S&P 500® Annual Point to Point | 6.25% | |
| Nasdaq-100® Annual Point to Point | 6.50% | |
| MSCI EAFE Annual Point to Point | 6.50% | |
| Russell 2000® Small Cap Annual Point to Point | 7.00% | |
| Index Accounts with Participation Rate | 1-yr Par Rate | 2-yr Par Rate |
| S&P 500® Annual Point to Point | 40% | |
| S&P 500® Dynamic Intraday TCA | 55% | 75% |
| Morgan Stanley Global Equity Allocator | 100% | 135% |
| MSCI BofA Dualcast US Index | 85% | 120% |
| SG AI Navigator | 80% | 120% |
| Fixed Account Interest Rate | 3.00% | |
| Fixed Account Guaranteed Minimum Interest Rate (GMIR) | 1.65% |
Foundations Annuity is a fixed index annuity issued by Security Benefit Life Insurance Company.
Rates may be changed at any time without notice, and the rates set forth herein may not be available at the time of purchase. For product rate history call our Service Center at 800.888.2461. For product information, visit our product page.
1 The Rider Charge is only for the Cumulative Free Withdrawal Rider and only during the Surrender Charge Period. For more information, please refer to the Statement of Understanding (SOU).